North Korea threatens war with South over U.N. sanctions


SEOUL (Reuters) - North Korea threatened to attack rival South Korea if Seoul joined a new round of tightened U.N. sanctions, as Washington unveiled more of its own economic restrictions following Pyongyang's rocket launch last month.


In a third straight day of fiery rhetoric, the North directed its verbal onslaught at its neighbor on Friday, saying: "'Sanctions' mean a war and a declaration of war against us."


The reclusive North this week declared a boycott of all dialogue aimed at ending its nuclear program and vowed to conduct more rocket and nuclear tests after the U.N. Security Council censured it for a December long-range missile launch.


"If the puppet group of traitors takes a direct part in the U.N. 'sanctions,' the DPRK will take strong physical counter-measures against it," the North's Committee for the Peaceful Reunification of Korea said, referring to the South.


The committee is the North's front for dealings with the South. The North's official name is the Democratic People's Republic of Korea (DPRK).


Speaking in Beijing, U.S. Special Representative for North Korea Policy Glyn Davies said he found North Korea's rhetoric "troubling and counterproductive," and that he and his Chinese counterparts had agreed a new nuclear test would be harmful.


"We will judge North Korea by its actions, not its words. These types of inflammatory statements by North Korea do nothing to contribute to peace and stability on the peninsula," he said.


"What North Korea has done through its actions, in particular through the launch on December 12 of a rocket in contravention of Security Council resolutions, is they have made it that much more difficult to contemplate getting back to a diplomatic process."


In Washington, State Department spokeswoman Victoria Nuland urged North Korea's young leader Kim Jong-un to choose a different path, rather than "continue to waste what little money the country has on missile technologies and things while his people go hungry."


The U.N. Security Council unanimously condemned North Korea's December rocket launch on Tuesday and expanded existing U.N. sanctions.


On Thursday, the United States slapped economic sanctions on two North Korean bank officials and a Hong Kong trading company that it accused of supporting Pyongyang's proliferation of weapons of mass destruction.


The company, Leader (Hong Kong) International Trading Ltd, was separately blacklisted by the United Nations on Wednesday.


Seoul has said it will look at whether there are any further sanctions that it can implement alongside the United States, but said the focus for now is to follow Security Council resolutions.


The resolution said the council "deplores the violations" by North Korea of its previous resolutions, which banned Pyongyang from conducting further ballistic missile and nuclear tests and from importing materials and technology for those programs. It does not impose new sanctions on Pyongyang.


The United States had wanted to punish North Korea for the rocket launch with a Security Council resolution that imposed entirely new sanctions against Pyongyang, but Beijing rejected that option. China agreed to U.N. sanctions against Pyongyang after North Korea's 2006 and 2009 nuclear tests.


Nuland declined to speculate whether the United States thinks the U.N. steps would change North Korea's behavior.


"What's been important to us is strong unity among the six-party talks countries; strong unity in the region about a positive course forward; and the fact that there will be consequences if they keep making bad choices," she said.


Long-dormant six-nation talks brought together the United States, China, Russia, Japan and the two Koreas in negotiations to try to induce Pyongyang to abandon its nuclear arms quest in exchange for economic aid and diplomatic normalization.


NUCLEAR TEST WORRY


North Korea's rhetoric this week amounted to some of the angriest outbursts against the outside world coming under the leadership of Kim Jong-un, who took over after the death of his father Kim Jong-il in late 2011.


On Thursday, the North said it would carry out further rocket launches and a nuclear test, directing its ire at the United States, a country it called its "sworn enemy".


U.S. Defense Secretary Leon Panetta said the comments were worrying.


"We are very concerned with North Korea's continuing provocative behavior," he said at a Pentagon news conference.


"We are fully prepared ... to deal with any kind of provocation from the North Koreans. But I hope in the end that they determine that it is better to make a choice to become part of the international family."


North Korea is not believed to have the technology to deliver a nuclear warhead capable of hitting the continental United States, although its December launch showed it had the capacity to deliver a rocket that could travel 10,000 km (6,200 miles), potentially putting San Francisco in range, according to an intelligence assessment by South Korea.


South Korea and others who have been closely observing activities at the North's known nuclear test grounds believe Pyongyang is technically ready to go ahead with its third atomic test and awaiting the political decision of its leader.


The North's committee also declared on Friday that a landmark agreement it signed with the South in 1992 on eliminating nuclear weapons from the Korean peninsula was invalid, repeating its long-standing accusation that Seoul was colluding with Washington.


The foreign ministry of China, the North's sole remaining major diplomatic and economic benefactor, repeated its call for calm on the Korean peninsula at its daily briefing earlier on Friday.


"The current situation on the Korea peninsula is complicated and sensitive," spokesman Hong Lei said.


"We hope all relevant parties can see the big picture, maintain calm and restraint, further maintain contact and dialogue, and improve relations, while not taking actions to further complicate and escalate the situation," Hong said.


But unusually prickly comments in Chinese state media on Friday hinted at Beijing's exasperation.


"It seems that North Korea does not appreciate China's efforts," said the Global Times in an editorial, a sister publication of the official People's Daily.


"Just let North Korea be 'angry' ... China hopes for a stable peninsula, but it's not the end of the world if there's trouble there. This should be the baseline of China's position."


(Additional reporting by Michael Martina, Sui-Lee Wee and Ben Blanchard in BEIJING and Arshad Mohammed and Paul Eckert in WASHINGTON; Editing by Jonathan Standing, Myra MacDonald and Jackie Frank)



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Apple co-founder says Steve Jobs film inaccurate






LOS ANGELES: Apple co-founder Steve Wozniak said on Friday that a new film about the late Steve Jobs is factually "wrong," while the movie's makers countered it is meant as entertainment -- not a literal retelling of the computer pioneer's life.

Wozniak said the movie "jOBS -- which premiers Friday at the Sundance Film Festival -- erred in its depiction of the characters as well as the relationships between them -- especially the one between him and Jobs.

"We never had such interaction and roles," Wozniak, who quit Apple in 1987 after 12 years, told the tech blog Gizmodo.

"I'm not even sure what it's getting at," he said, adding that the "personalities are very wrong -- although mine is closer."

"The ideas of computers affecting society did not come from Jobs. They inspired me and were widely spoken at the Homebrew Computer Club," he said, referring to a hobby group to which they belonged.

The film, one of two about the iconic Apple founder who died in 2011, is due for release in the United States in April.

"Steve came back from Oregon and came to a club meeting and didn't start talking about this great social impact," said Wozniak, referring to the period in the 1970s before Silicon Valley took off.

"His idea was to make a $20 PC board and sell it for $40 to help people at the club build the computer I'd given away. Steve came from selling surplus parts at HalTed -- he always saw a way to make a quick buck off my designs," said the famously geek-casual-looking Wozniak.

"The lofty talk came much further down the line... I never looked like a professional. We were both kids," he said.

The film's producers responded to Wozniak's comments in a statement cited by Entertainment Weekly.

"The film is not a documentary, nor is it meant to be a blow-by-blow, word-for-word account of all conversations and events," it said.

"The filmmakers have tremendous admiration and respect for Wozniak and all those that are portrayed in the film, and did extensive research in an effort to make an entertaining accurate film that captures the essence and story of Steve Jobs and those that built Apple with him," the statement said.

But the filmmakers acknowledged "that not every single thing in the film is a precise representation of what took place."

The movie "is feature film entertainment about one of the most important, creative and impactful people," their statement added.

Wozniak, who made his criticism after seeing just one short movie clip, conceded that inaccuracies did not necessarily mean the film was bad.

"The movie should be very popular and I hope it's entertaining. It may be very correct, as well. This is only one clip," he said.

"But you'll see the direction they are slanting the movie in, just by the dialogue style of this script," he said.

He added: "Our relationship was so different than what was portrayed. I'm embarrassed. but if the movie is fun and entertaining, all the better. Anyone who reads my book 'iWoz' can get a clearer picture."

- AFP/fa



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Bihar 'imports' babus as IAS shortfall hits work

PATNA: Bihar's IAS cadre strength is 326, but only 198 IAS officials are there in the state of over 100 million people as 95 posts are vacant while 30 officials are on central deputation and three on interstate deputation. To overcome the crisis, the state government through ads a few years ago invited officials of other cadres to work in Bihar. Quite a few came, and some of these "outsiders" ended up causing huge embarrassment to the "sushasan" that has of late earned global appreciation for Bihar.

The story of "imported" babus assumes significance in view of the recent episode involving J&K cadre IPS officer, Alok Kumar, who had to be unceremoniously removed from the post of Saran range DIG after he was accused of demanding Rs 10 crore from a liquor firm's representative. "The state government should do something about these outsiders who are bringing a bad name to the 'sushasan'," wrote a netizen on a social networking site.

Almost all these "imported" officials happen to hail from Bihar. They are on deputation for a tenure of five or three years. Besides IAS and IPS officials, all-India services officials like D K Srivastava, J K P Singh, P K Rai, Sanjeevan Sinha and Awadhesh Kumar are also working with the Bihar government. Indian Railway Service's Srivastava, Singh and Rai are posted as director (tourism), Bihar State Text-book Corporation MD and Bihar State Power Holding Company Limited CMD respectively while Indian Post & Telecommunication Accounts and Finance Service's Sinha and Kumar are Bihar State Infrastructural Development Agency MD and Bihar State Tourism Development Corporation MD respectively.

Bihar State Warehousing Corporation and Beltron have also one "imported" official each. Five Indian Forest Service officials - M K Sharma, Satyendra, Ashutosh Kumar, P K Gupta and Arvinder Singh - are also serving on key positions in the state.

Among five IAS officials on interstate deputation to Bihar, Pankaj K Pal, Manish K Verma and Abhijit Sinha are currently DMs of Bhojpur, Purnia and East Champaran. Odisha cadre's Sanjay Kumar Singh has been made special secretary to CM after two stints as DM - in Gaya and Patna.

A 2002-batch IAS official, Pal was Gopalganj DM when a woman college principal allegedly slapped him. He was shunted out of Gopalganj and posted in the agriculture department after the killing of a jail doctor inside the Gopalganj jail by the prisoners in 2011. Eighteen months on, he is back in the saddle as the Bhojpur DM.

Yet another MT-cadre IAS official J K Sinha, who once got the coveted post of Patna DM, had to be relieved from his post in the CM secretariat and repatriated to his parent cadre almost overnight after the government received some adverse reports about his conduct. Officially, however, his hasty repatriation was never explained.

Explaining the state government's position, a senior official said states did not have a decisive say in deciding interstate deputations. The Centre's DoPT (department of personnel and training) clears such applications, he said and added not all such officers were bad and that most of them had delivered during their field postings.

Also, the state government will not come to the rescue of any official doing any wrong. "The then Saran DIG Alok Kumar's is a case in point in which the law is taking its own course," the official said and pointed out Bihar was the only state to come up with a law in 2010 to confiscate properties of corrupt babus.

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CDC: Flu seems to level off except in the West


New government figures show that flu cases seem to be leveling off nationwide. Flu activity is declining in most regions although still rising in the West.


The Centers for Disease Control and Prevention says hospitalizations and deaths spiked again last week, especially among the elderly. The CDC says quick treatment with antiviral medicines is important, in particular for the very young or old. The season's first flu case resistant to treatment with Tamiflu was reported Friday.


Eight more children have died from the flu, bringing this season's total pediatric deaths to 37. About 100 children die in an average flu season.


There is still vaccine available although it may be hard to find. The CDC has a website that can help.


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CDC: http://www.cdc.gov/flu/


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'Hot' Guns Fueling Crime, US Study Says













Christmas is the one day of the year that Wal-Mart is closed, but for a group of four New Mexico burglars, it was the perfect time to stop in for some firearms.


Video surveillance cameras caught the masked burglars red-handed, stealing rifle after rifle. Police arrested the four men, and were able to recover the guns. But all too often, stolen weapons end up in the hands of criminals.


The New Mexico caper is part of a flood of gun thefts nationwide. And it's not only commercial gun dealers vulnerable to theft.


Guns are a top target for home burglars looking for something they can easily sell on the street.


An estimated 230,000 guns per year are stolen in home burglaries and property crimes, according to a study by the Department of Justice.


"Any burglar that goes in a house and finds guns, their eyes are going to light up," says former ATF Assistant Director Mike Bouchard. "That's the first thing they're going to take."


The statistics for commercial thefts show that nearly 25,000 guns per year are lost or stolen from gun dealers.


According to the Bureau of Alcohol Tobacco and Firearms (ATF), more than 4,000 gun stores and retailers have been targeted in the last three years, with 74,000 guns reported stolen or lost. And criminals will use any method possible to get their hands on some weapons, either for their own use, or to sell on the black market.






Minnesota Public Radio, Jeffrey Thompson/AP Photo











Washington Teen Allegedly Helped Steal Father's Guns Watch Video









Obama on Gun Violence Measures: 'This Is Common Sense' Watch Video







Recently, thieves have taken to using a stolen vehicle to ram down the front doors of a gun store. In North Charleston, S.C., for example, burglars smashed a stolen truck right through Guns and Gold Trading Post, stealing $4,500 worth of guns before making a quick getaway.


"Gun stores are like candy stores for criminals," says Mike Bouchard.


2012 was a record year for gun sales, with more than 19.5 million background checks run for gun purchases, up almost 20% from the previous year. But while legitimate sales skyrocket, huge numbers of illegal guns are hitting the streets.


According to the Justice Department, more than 1.4 million guns were stolen or lost between 2005 and 2010.


Former ATF Assistant Director Bouchard says crooks have easy access to cheap stolen guns on the street.


"If you talk to any criminal, they can find a gun within an hour or two. Cheaper guns that were stolen can be sold for $50. On the street, a typical good handgun will run you $200 to $300," Bouchard said.


Some thieves have even targeted gun shipments, stealing the weapons before they get to market.


Last November, for example, a rogue truck driver allegedly stole a shipment of 111 guns he was supposed to deliver from the Smith and Wesson factory in Springfield, Mass.


When police caught him, they recovered 28 of the stolen guns, but some had already been used in crimes.


When police arrested the alleged stick-up robber known as the Black Jacket Bandit, they found one of the stolen guns was allegedly used by him in a convenience store robbery within weeks of the delivery heist.


In November, more than 100 powerful AK-47s were stolen from a rail yard in Atlanta. The guns were in a box car containing more than 1,000 guns being shipped from an overseas manufacturer to a major U.S. distributor, authorities say.


A few of the weapons have been recovered, but police are deeply concerned about having scores of new assault rifles falling into the wrong hands.


Given all the gun thefts, police say it is critical for gun owners to secure their weapons in gun safes or locked cases. And authorities are urging gun retailers to fortify their buildings, to try to prevent "smash and grab" type robberies.



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North Korea to target U.S. with nuclear, rocket tests


SEOUL (Reuters) - North Korea said on Thursday it would carry out further rocket launches and a nuclear test that would target the United States, dramatically stepping up its threats against a country it called its "sworn enemy".


The announcement by the country's top military body came a day after the U.N. Security Council agreed to a U.S.-backed resolution to censure and sanction North Korea for a rocket launch in December that breached U.N. rules.


North Korea is not believed to have the technology to deliver a nuclear warhead capable of hitting the continental United States, although its December launch showed it had the capacity to deliver a rocket that could travel 10,000 km (6,200 miles), potentially putting San Francisco in range, according to an intelligence assessment by South Korea.


"We are not disguising the fact that the various satellites and long-range rockets that we will fire and the high-level nuclear test we will carry out are targeted at the United States," North Korea's National Defence Commission said, according to state news agency KCNA.


North Korea is believed by South Korea and other observers to be "technically ready" for a third nuclear test, and the decision to go ahead rests with leader Kim Jong-un, who pressed ahead with the December rocket launch in defiance of the U.N. sanctions.


China, the one major diplomatic ally of the isolated and impoverished North, agreed to the U.S.-backed resolution and it also supported resolutions in 2006 and 2009 after Pyongyang's two earlier nuclear tests.


Thursday's statement by North Korea represents a huge challenge to Beijing as it undergoes a leadership transition, with Xi Jinping due to take office in March.


China's Foreign Ministry called for calm and restraint and a return to six-party talks, but effectively singled out North Korea, urging the "relevant party" not to take any steps that would raise tensions.


"We hope the relevant party can remain calm and act and speak in a cautious and prudent way and not take any steps which may further worsen the situation," ministry spokesman Hong Lei told reporters at a regular press briefing.


North Korea has rejected proposals to restart the talks aimed at reining in its nuclear capacity. The United States, China, Russia, Japan and the two Koreas are the six parties involved.


"After all these years and numerous rounds of six-party talks we can see that China's influence over North Korea is actually very limited. All China can do is try to persuade them not to carry out their threats," said Cai Jian, an expert on Korea at Fudan University in Shanghai.


Analysts said the North could test as early as February as South Korea prepares to install a new, untested president or that it could choose to stage a nuclear explosion to coincide with former ruler Kim Jong-il's Feb 16 birthday.


"North Korea will have felt betrayed by China for agreeing to the latest U.N. resolution and they might be targeting (China) as well (with this statement)," said Lee Seung-yeol, senior research fellow at Ewha Institute of Unification Studies in Seoul.


U.S. URGES NO TEST


Washington urged North Korea not to proceed with a third test just as the North's statement was published on Thursday.


"Whether North Korea tests or not is up to North Korea," Glyn Davies, the top U.S. envoy for North Korean diplomacy, said in the South Korean capital of Seoul.


"We hope they don't do it. We call on them not to do it," Davies said after a meeting with South Korean officials. "This is not a moment to increase tensions on the Korean peninsula."


The North was banned from developing missile and nuclear technology under sanctions dating from its 2006 and 2009 nuclear tests.


A South Korean military official said the concern now is that Pyongyang could undertake a third nuclear test using highly enriched uranium for the first time, opening a second path to a bomb.


North Korea's 2006 nuclear test using plutonium produced a puny yield equivalent to one kiloton of TNT - compared with 13-18 kilotons for the Hiroshima bomb - and U.S. intelligence estimates put the 2009 test's yield at roughly two kilotons


North Korea is estimated to have enough fissile material for about a dozen plutonium warheads, although estimates vary, and intelligence reports suggest that it has been enriching uranium to supplement that stock and give it a second path to the bomb.


According to estimates from the Institute for Science and International Security from late 2012, North Korea could have enough weapons grade uranium for 21-32 nuclear weapons by 2016 if it used one centrifuge at its Yongbyon nuclear plant to enrich uranium to weapons grade.


North Korea has not yet mastered the technology needed to make a nuclear warhead small enough for an intercontinental missile, most observers say, and needs to develop the capacity to shield any warhead from re-entry into the earth's atmosphere.


North Korea gave no time-frame for the coming test and often employs harsh rhetoric in response to U.N. and U.S. actions that it sees as hostile.


The bellicose statement on Thursday appeared to dent any remaining hopes that Kim Jong-un, believed to be 30 years old, would pursue a different path from his father, Kim Jong-il, who oversaw the country's military and nuclear programs.


The older Kim died in December 2011.


"The UNSC (Security Council) resolution masterminded by the U.S. has brought its hostile policy towards the Democratic Peoples Republic of Korea (North Korea) to its most dangerous stage," the commission was quoted as saying.


(Additional reporting by Christine Kim in SEOUL, Ben Blanchard and Sui-Lee Wee in Beijing; Writing by David Chance; Editing by Raju Gopalakrishnan and Ron Popeski)



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COV of flats in popular estates remain high in Q4

 





SINGAPORE: The cash premiums for HDB resale flats continued to hover in the high range in the fourth quarter of 2012 in some popular estates.

Data released by the Housing and Development Board on Friday showed that the median Cash-Over-Valuation (COV) for a three-room flat in Queenstown stood at S$30,000 and S$65,900 for a four-room flat.

In Bishan, the median COV for a four-room flat touched S$50,000, while that of an executive flat was S$70,000.

For Toa Payoh, the median COV for a three-room flat was S$35,000, while that of a four-room flat was S$67,800. The COV for a five-room flat was S$69,000.

COV is the cash premium buyers pay for a resale HDB flat.

- CNA/fa




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NRI initiative raises millions for educating India’s children

NEW DELHI: A group of Indian-Americans in New York attended an unusual black-tie dinner gala one November evening last year. Over a video link they chatted with students of a Pune slum school. This was one of many fundraisers hosted by voluntary organization Pratham USA. Its mission: Mobilize Indians in the US to get involved in its work.

The dinner was a success. More than 400, mostly those of Indian origin, pledged support to Pratham USA. On a single night, they donated $1.4million to educate tiny tots in India's impoverished pockets.

Pratham USA is an overseas arm of Pratham (India), working to ensure that "every child is in school and learning well". It's created a circle of giving where NRIs chip in with funds and expertise to strengthen the parent body's educational initiatives. One of the best-known names in education, NGO Pratham has been working with the government in 21 states to improve pre-school education, provide additional learning support to in-school and out-of-school children, mainstream school dropouts, provide vocational training and computer literacy to those from vulnerable backgrounds. It touches the lives of over 2 million students annually.

For many like Atul Varadhachary (50), one of Pratham USA's founders, the visible impact of Pratham's work and its dedicated staffers are motivating factors. "Many of us have family in India. It's satisfying when you go back and see the difference your support is making," Varadhachary, who moved to the US in 1987, said.

He brought his daughters, aged 15 and 11, from Houston to visit a Pratham school in Mumbai last year. Like him, many initial members such as Vijay Goradia, founder of Vinmar International, a $ 3billion global distributor of chemicals and polymer are involved in Pratham programmes. "We often network Pratham board members with educationists in the US. There are many commonalities in terms of challenges faced by students and principals and dialogue helps," says Varadhachary.

What started out as an informal network with a few hands in 2000 has now grown into a formal initiative involving 10,000 people across 14 US cities. They collectively generate over $11mn annually towards Pratham's work.

They have also roped in GenNext. Second-generation Indian migrants intern in Pratham balwadis and schools, volunteer ideas or money. Sharing his experience on the organization's website, 16-year-old Dhruv Kothari admits that a brush with the project made him realize how much he took for granted his education in a US school. He has been raising funds every time family and friends drop by at home and collected over $420 in a week. He followed it up with a fundraiser in his father's office which raked $550.

Madhav Chavan, co-founder of Pratham says the US body, has been a constant support. "When you interact with them you realize they are genuinely interested in the concrete impact of their work."

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Penalty could keep smokers out of health overhaul


WASHINGTON (AP) — Millions of smokers could be priced out of health insurance because of tobacco penalties in President Barack Obama's health care law, according to experts who are just now teasing out the potential impact of a little-noted provision in the massive legislation.


The Affordable Care Act — "Obamacare" to its detractors — allows health insurers to charge smokers buying individual policies up to 50 percent higher premiums starting next Jan. 1.


For a 55-year-old smoker, the penalty could reach nearly $4,250 a year. A 60-year-old could wind up paying nearly $5,100 on top of premiums.


Younger smokers could be charged lower penalties under rules proposed last fall by the Obama administration. But older smokers could face a heavy hit on their household budgets at a time in life when smoking-related illnesses tend to emerge.


Workers covered on the job would be able to avoid tobacco penalties by joining smoking cessation programs, because employer plans operate under different rules. But experts say that option is not guaranteed to smokers trying to purchase coverage individually.


Nearly one of every five U.S. adults smokes. That share is higher among lower-income people, who also are more likely to work in jobs that don't come with health insurance and would therefore depend on the new federal health care law. Smoking increases the risk of developing heart disease, lung problems and cancer, contributing to nearly 450,000 deaths a year.


Insurers won't be allowed to charge more under the overhaul for people who are overweight, or have a health condition like a bad back or a heart that skips beats — but they can charge more if a person smokes.


Starting next Jan. 1, the federal health care law will make it possible for people who can't get coverage now to buy private policies, providing tax credits to keep the premiums affordable. Although the law prohibits insurance companies from turning away the sick, the penalties for smokers could have the same effect in many cases, keeping out potentially costly patients.


"We don't want to create barriers for people to get health care coverage," said California state Assemblyman Richard Pan, who is working on a law in his state that would limit insurers' ability to charge smokers more. The federal law allows states to limit or change the smoking penalty.


"We want people who are smoking to get smoking cessation treatment," added Pan, a pediatrician who represents the Sacramento area.


Obama administration officials declined to be interviewed for this article, but a former consumer protection regulator for the government is raising questions.


"If you are an insurer and there is a group of smokers you don't want in your pool, the ones you really don't want are the ones who have been smoking for 20 or 30 years," said Karen Pollitz, an expert on individual health insurance markets with the nonpartisan Kaiser Family Foundation. "You would have the flexibility to discourage them."


Several provisions in the federal health care law work together to leave older smokers with a bleak set of financial options, said Pollitz, formerly deputy director of the Office of Consumer Support in the federal Health and Human Services Department.


First, the law allows insurers to charge older adults up to three times as much as their youngest customers.


Second, the law allows insurers to levy the full 50 percent penalty on older smokers while charging less to younger ones.


And finally, government tax credits that will be available to help pay premiums cannot be used to offset the cost of penalties for smokers.


Here's how the math would work:


Take a hypothetical 60-year-old smoker making $35,000 a year. Estimated premiums for coverage in the new private health insurance markets under Obama's law would total $10,172. That person would be eligible for a tax credit that brings the cost down to $3,325.


But the smoking penalty could add $5,086 to the cost. And since federal tax credits can't be used to offset the penalty, the smoker's total cost for health insurance would be $8,411, or 24 percent of income. That's considered unaffordable under the federal law. The numbers were estimated using the online Kaiser Health Reform Subsidy Calculator.


"The effect of the smoking (penalty) allowed under the law would be that lower-income smokers could not afford health insurance," said Richard Curtis, president of the Institute for Health Policy Solutions, a nonpartisan research group that called attention to the issue with a study about the potential impact in California.


In today's world, insurers can simply turn down a smoker. Under Obama's overhaul, would they actually charge the full 50 percent? After all, workplace anti-smoking programs that use penalties usually charge far less, maybe $75 or $100 a month.


Robert Laszewski, a consultant who previously worked in the insurance industry, says there's a good reason to charge the maximum.


"If you don't charge the 50 percent, your competitor is going to do it, and you are going to get a disproportionate share of the less-healthy older smokers," said Laszewski. "They are going to have to play defense."


___


Online:


Kaiser Health Reform Subsidy Calculator — http://healthreform.kff.org/subsidycalculator.aspx


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Will Women Register for Selective Service?


Jan 24, 2013 5:53pm







ap women combat nt 130124 wblog Will Women Register for Selective Service?


Defense Secretary Leon Panetta today lifted the ban on women serving in combat positions, opening the door to more than 200,000  new military posts and raising a number of important questions, including: Will women eventually be eligible for the draft?


By law, all male U.S. citizens and permanent residents must register with the Selective Service System within 30 days of their 18th birthday. Registration puts those “male persons” on the list the government uses if ever the draft returns and conscription in the military is deemed necessary in a time of war.


As of a 1994 review, women were still exempt from registering because they did not serve in combat positions. Today’s change in Pentagon policy, however, could ultimately result in a change to the law.


But it will take more than just the stroke of the defense secretary’s pen for the Selective Service Act to include mention of women.


With any change to personnel policies, the Defense Department  is “required to provide an analysis of its impact on the Selective Service Act,” said a senior Pentagon official said on the condition of anonymity.  “So that will be part of the notification to Congress.”


But what comes next is  unclear.


“With regard to what will happen from there, I can’t say,” said the official.


Defense Secretary Leon Panetta later admitted to reporters that he, too, did not know the potential impact of the change to the Selective Service Act.


“That’s not our operation,” said Panetta.


Known for his use of colorful language, Panetta then said, “I don’t know who the hell controls Selective Service, if you want to know the truth.”


“But, you know,” Panetta added. “Whoever does, they’re going to have to exercise some judgment based on what we just did.”


The Selective Service System is a federal agency independent of the Department of Defense.




SHOWS: World News







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